Photography Insurance Claim Examples
PackageChoice Claims Examples Overview
Since 2004, carriers participating in the Package Choice program for photographers and videographers have paid more than $1,000,000 in total damages, legal fees and other costs to policyholders and other claimants. During this time, Package Choice carriers adjusted more than 260 claims.
Your investment in a property and liability insurance policy through Package Choice is only worthwhile if it responds quickly and fairly when file a claim. Hill & Usher regularly evaluates the response time of Package Choice carriers to ensure that your needs are addressed as quickly as possible following a loss. If you need to file a claim, please do so by clicking here.
Prior Claim examples paid by Package Choice Insurance Carriers
- Lawsuit filed against studio owner alleging improper use of images in advertising.
Paid Attorney’s fees and Settlement (on behalf of Package Choice Policyholder): Not disclosed. - A visitor fell at a studio premises, fracturing her wrist.
Total Paid to Package Choice Claimant: $10,911.78 - Burglary at home-based photography studio.
Total Paid to Package Choice policyholder: $17,035.00 - Images lost after hard drive crashed.
Total Paid to Package Choice policyholder: $6,688.00 - Formal pictures of wedding were not found on film.
Total Paid to Package Choice policyholder: $4,196.38 - Metal pieces were blown off policyholder’s roof, damaging a vehicle not owned by insured.
Total Paid to Package Choice claimant: $2,162 - Studio Fire, destroying Camera equipment and computers.
Total Paid to Package Choice policyholder: $43,751.00 - Sewer/Drain backed up, damaging insured’s property
Total Paid to Package Choice policyholder: $8,120.00 - Lightning struck studio building, causing a fire and damage to studio property.
Total Paid to Package Choice policyholder: $42,691.00 - Fire started at studio, destroying computer equipment, cameras and neighboring tenant’s property.
Total Paid to Package Choice policyholder: $375,000.00 - Equipment and other property stolen from a locked vehicle.
Total paid to Package Choice policyholder: $5,771.00