3033 N 44th StSte 300Phoenix, AZ 85018-7275

Photography Insurance professionals

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Professional Photographers Insurance

Photographer & Videographer Insurance Plans

Since 1998, Package Choice by Hill & Usher Insurance & Surety has been the trusted source of comprehensive insurance for professional photographers and videographers across the U.S. Our tailored insurance program offers reliable camera insurance, computers, studio contents, and general liability, ensuring your business is fully protected.

Key Insurance Coverages in The Package Choice Program

Here are the most commonly included coverages in our Package Choice policies:

  • Camera Equipment Insurance
    We provide the best insurance coverage for cameras, lenses, lighting, and other gear—whether you’re in your home, commercial studio or on-location.
  • Business Personal Property Insurance
    Protect your business assets, including computers, portable electronics, and studio equipment.
  • Photographer’s Errors & Omissions Insurance (Professional Liability)
    Protects against claims related to mistakes, omissions, or professional negligence in your work. This is crucial coverage for photographers and videographers who offer professional services to clients.
  • General Liability Insurance for Photographers
    Essential protection against third-party claims for bodily injury or property damage. This is often required when working with venues or on client sites. We issue Certificate of Insurance (COI) documents for our clients every day.
  • Drone Insurance
    Key options include drone liability for property damage or bodily injury to third parties resulting from operating a drone and drone physical damage which provides coverage for physical damage to the drone, whether it occurs in flight, on the ground, or during transit.
  • Business Income & Extra Expense Insurance
    Ensures that your business remains operational if an unexpected event, such as a fire or theft, disrupts your work.

Why Choose Package Choice by Hill & Usher?

  • Affordable, Scalable Policies
    From starter plans to advanced coverage, we make sure you only pay for what you need, with flexible options tailored to your business size and scope.
  • Expert Guidance
    Our licensed agents work closely with you to configure the perfect business insurance plan, combining cost-efficiency with top-tier protection.
  • Easy, Fast Service
    With a streamlined process and fast turnaround on insurance certificates, we ensure your experience is hassle-free from start to finish.
  • Certificate of Insurance for Venues and Landlords (COI)
    We provide quick, hassle-free certificates of insurance, often within 24 hours, so you can meet the requirements of venues, landlords, and other partners.
  • Worldwide Camera Insurance
    Get global protection for your photography equipment, so you can work confidently wherever your projects take you. With a deductible as low as $250.

At Package Choice, we specialize in protecting your livelihood with customized insurance for photographers. Whether you’re capturing weddings, creating portraits, or running a thriving commercial studio, we offer photography business insurance tailored to your needs. Our plans include camera insurance to safeguard your gear and photographer’s insurance for general liability, property, and professional protection. With flexible coverage options and affordable rates, we make it easy to keep your business secure, so you can focus on your craft with confidence.

Get a custom Photography Insurance Quote today | Apply Now! We will provide multiple options, not just a single number like many other providers.

What Our Clients Say Testimonial Review Stars

Always very attentive, helpful and quick. Provide the insurance I need and I've never had an issue. I recently had a billing and cancellation issue that was my fault, and Lorilai was very communicative, helpful, and got things resolved for me. Thanks!

-Alex Trump

A+ Amazing! I thoroughly researched every reputable insurance company I could before signing with anyone for our photography business insurance, we ultimately decided to go with Package Choice by Hill & Usher and I'm so glad we did. Working with Trey Banks, our agent, has been absolutely amazing! Fantastic energy...

-Vanessa Skopeo

I have been with Hill and Usher for over 13 years. They are a good company, but I have to say Richard works his butt off for me to find a better rate or company for my photographic tour needs. I have to give Richard 10 stars out of 5....

-Shayne McGuire

I was carefully walked through the process by Trey and had a very easy time understanding everything as they were very thorough! I absolutely will be back for my insurance needs in the future.

-Rah-San Bailey

I appreciate the help and information I received from LeeLee during our phone conversation. She explained everything in detail and helped me understand what policy best suited my needs.

-rebecca cook

Hill & Usher is hands down THE best insurance provider for our small business! We've done lots of research, and they offer the best rates and cover a lot of things that other insurance providers don't cover. Not only that, but they are incredibly friendly, reliable, and easy to get...

-Ashley and Nicole Bowling and Kilday

The service I received from Hill & Usher is one of a kind. Extremely friendly professional and helpful.. I would not have my Photography insurance with no other company. I'm a life time client!

-Hubert -Williams

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