Thank you for visiting this page.  Please read below to learn why other professionals have chosen our insurance plan for photographers and videographers.  Want a Quote? Click the Apply Now! button.

Why Choose Package Choice?

Package Choice™ is comprehensive. Designed specifically with the Professional Photographer, Videographer and other Media Professional in mind, Package ChoiceTM combines many crucial property and liability coverages into a single insurance program.
Errors & Omissions Insurance is a standard available feature of Package ChoiceTM for Photographers & Videographers. Errors & Omissions in Package Choice™ is designed to defend you in the event of challenges to your professionalism. It is particularly important to professionals operating a studio with several employees and photographers.
Errors & Omissions in Package ChoiceTM is occurrence form, which means that you do not have to continue purchasing the coverage in the event you close your business-you will still be covered. There is no deductible and defense costs, court fees and expert witnesses are included in excess of policy limit. With Package ChoiceTM, your studio need not insure the Errors & Omissions of staff photographers on separate insurance policies.
Camera Insurance Coverage extends to property in transit and on location. Because Hill & Usher ensures that our insurance carriers understand that photographers will often take their valuable equipment on the road, Package Choice™ protects equipment wherever and whenever it may be lost, damaged or stolen (within the US & Canada - international coverage available).
Camera insurance claims are paid at replacement cost. Package Choice™ will replace damaged or stolen equipment, even if your equipment is more expensive to replace today than it cost when you first bought it so long as you insure your equipment at its appropriate current value.
Applying for Package Choice™ is fast and easy. Just complete the brief online or paper application. A no obligation quotation will be in your hands soon.  (Complete our Online Application in under 10 Minutes here)
Package ChoiceTM Insurance for Photographers is affordable. Our more comprehensive, full featured products typically start at $500 in annual premium. We also offer basic policies with varying minimum premiums below $500, including equipment only options for $300 annually.
Package ChoiceTM is underwritten by multiple large insurance companies. Size, experience, and financial stability, with carriers like The Hartford, Travelers, CNA, USLI, Zurich, Capitol Indemnity, RLI and Fireman's Fund, Package Choice has it all!
To preserve your cash flow, Package ChoiceTM offers billing plans so that you may pay your premium throughout the policy term.  Many of our standard carriers accept credit card payments or Electronic Funds Transfer to provide you with the flexibility your busy schedule may require.
Package Choice offers flexibility. Whether you are a home-based photography business or operate from a commercial building, Hill & Usher will customize your policy to suit your needs.
As the program administrator, Hill & Usher is available as your service and coverage advocate. With more than a decade of service to the media industry, Hill & Usher understands the risks you face. Compare Package Choice to other programs.

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The descriptions of coverage provided to you on this website do not alter or replace the actual policy issued to your firm. For an exact explanation of coverage, please refer to the policy. In the event of a claim, the actual policy in force at the time the loss occurred will dictate coverage and limits.

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Why Choose Package Choice?
Package Choice™ is comprehensive. Designed specifically with the Professional Photographer in mind, Package Choice™ combines many property and liability coverages Photographers need into one policy.
Identity Theft Protection:
Available in Package Choice
Package Choice Membership Groups







Have Questions?
Need more information about Package Choice? Contact one of our licensed insurance professionals by phone or on our Contact Us form for assistance.

(866) 977-4725 



"When photographers and videographers think insurance, they think Hill & Usher. Contact us today to discover why Hill & Usher's Package Choice program is the unmatched leader in the market."
Richard B. Usher
Agency and Program Founder
Hill & Usher
© Hill & Usher, LLC. All Rights Reserved. CA #0C73815
Phone: (866) 977-4725 | Fax: (877) 956-4418