Since 2004, carriers participating in the Package Choice program for photographers and videographers have paid more than $1,000,000 in total damages, legal fees and other costs to policyholders and other claimants. During this time, Package Choice carriers adjusted more than 260 claims.
Your investment in a property and liability insurance policy through Package Choice is only worthwhile if it responds quickly and fairly when file a claim. Hill & Usher regularly evaluates the response time of Package Choice carriers to ensure that your needs are addressed as quickly as possible following a loss. If you need to file a claim, please do so by clicking here.
Recent Claims paid by Package ChoiceTM Insurance Carriers
2004 Lawsuit filed against studio owner alleging improper use of images in advertising. Paid Attorney's fees and Settlement (on behalf of Package Choice Policyholder): Not disclosed.
2004 A visitor fell at a studio premises, fracturing her wrist. Total Paid to Package Choice Claimant: $10,911.78
2005 Burglary at home-based photography studio. Total Paid to Package Choice policyholder: $17,035.00
2005 Images lost after hard drive crashed. Total Paid to Package Choice policyholder: $6,688.00
2005 Formal pictures of wedding were not found on film. Total Paid to Package Choice policyholder: $4,196.38
2005 Metal pieces were blown off policyholder's roof, damaging a vehicle not owned by insured. Total Paid to Package Choice claimant: $2,162
2006 Studio Fire, destroying Camera equipment and computers. Total Paid to Package Choice policyholder: $43,751.00
2006 Sewer/Drain backed up, damaging insured's property Total Paid to Package Choice policyholder: $8,120.00
2006 Lightning struck studio building, causing a fire and damage to studio property. Total Paid to Package Choice policyholder: $42,691.00
2006 Fire started at studio, destroying computer equipment, cameras and neighboring tenant's property. Total Paid to Package Choice policyholder: $375,000.00
2006 Equipment and other property stolen from a locked vehicle. Total paid to Package Choice policyholder: $5,771.00
Why Choose Package Choice? Package Choice™ is comprehensive. Designed specifically with the Professional Photographer in mind, Package Choice™ combines many property and liability coverages Photographers need into one policy.
"When media professionals think insurance, they think Hill &
Usher. Contact us today to discover why Hill &
Usher's Package Choice program is the unmatched leader in the market" Richard B. Usher,
Agency Principal Hill & Usher