Package Choice TM Claims Overview

Since 2004, carriers participating in the Package Choice program for photographers and videographers have paid more than $1,000,000 in total damages, legal fees and other costs to policyholders and other claimants. During this time, Package Choice carriers adjusted more than 260 claims.

Your investment in a property and liability insurance policy through Package Choice is only worthwhile if it responds quickly and fairly when file a claim. Hill & Usher regularly evaluates the response time of Package Choice carriers to ensure that your needs are addressed as quickly as possible following a loss. If you need to file a claim, please do so by clicking here.

Recent Claims paid by Package ChoiceTM Insurance Carriers

2004
Lawsuit filed against studio owner alleging improper use of images in advertising.
Paid Attorney's fees and Settlement (on behalf of Package Choice Policyholder): Not disclosed.

2004
A visitor fell at a studio premises, fracturing her wrist.
Total Paid to Package Choice Claimant: $10,911.78

2005
Burglary at home-based photography studio.
Total Paid to Package Choice policyholder: $17,035.00

2005
Images lost after hard drive crashed.
Total Paid to Package Choice policyholder: $6,688.00

2005
Formal pictures of wedding were not found on film.
Total Paid to Package Choice policyholder: $4,196.38

2005
Metal pieces were blown off policyholder's roof, damaging a vehicle not owned by insured.
Total Paid to Package Choice claimant: $2,162

2006
Studio Fire, destroying Camera equipment and computers.
Total Paid to Package Choice policyholder: $43,751.00

2006
Sewer/Drain backed up, damaging insured's property
Total Paid to Package Choice policyholder: $8,120.00

2006
Lightning struck studio building, causing a fire and damage to studio property.
Total Paid to Package Choice policyholder: $42,691.00

2006
Fire started at studio, destroying computer equipment, cameras and neighboring tenant's property.
Total Paid to Package Choice policyholder: $375,000.00

2006
Equipment and other property stolen from a locked vehicle.
Total paid to Package Choice policyholder: $5,771.00

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Why Choose Package Choice?
Package Choice™ is comprehensive. Designed specifically with the Professional Photographer in mind, Package Choice™ combines many property and liability coverages Photographers need into one policy.
Identity Theft Protection:
Available in Package Choice
Package Choice Membership Groups




Have Questions?
Need more information about Package Choice? Contact one of our licensed insurance professionals by phone or email for assistance.
"When media professionals think insurance, they think Hill & Usher. Contact us today to discover why Hill & Usher's Package Choice program is the unmatched leader in the market"
Richard B. Usher,
Agency Principal
Hill & Usher
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Phone: (866) 977-4725 | Fax: (877) 956-4418